Flood causes severe damage to properties. This can happen anytime, even without a natural disaster, like a hurricane, because the culprit could be right in your home. Leaks or any damage in your piping might cause floods in your home, particularly in the basement, damaging more than just your property.
The U.S. Environmental Protection Agency (EPA) says that flood water can affect the indoor air quality of your home. The moisture can lead to mold buildup, which contains microorganisms and bacteria that may have a negative impact on some materials in your home and on your health.
The Centers for Disease Control and Prevention (CDC) says that mold exposure can lead to throat irritation, eye irritation, or even lung illnesses; people have mold allergies are particularly susceptible.
My Buddy The Plumber Heating & Air, LLC says that there is no time to waste when it comes to failing plumbing systems; active leaks could be disastrous, it adds. That’s why paying attention to signs of plumbing issues is essential to preventing problems that may cause flooding.
Common Plumbing Problems
Regular plumbing checkup is an essential part of your home maintenance. This helps you identify a plumbing issue before it gets worse. One of the problems you may encounter is dripping faucets. This problem can cause more than annoyance, but it can also increase your water bill.
Stiff, torn, or worn internal washer can be the cause of dripping faucets. But with correct tools, you can fix these problems on your own.
A leaky pipe is another problem that is common to households. It may occur at pipe joints. The dampness can attract cockroaches and other insects and can encourage mold buildup. You can fix some leak problems using specific tapes, fillers, and compounds, but you may consider getting a replacement for bigger problems.
You might also deal with problems due to sewer system backup. The common causes for this issue, which could be costly to fix include clogged sewer, tree roots blocking the pipes, and old sewer lines that may have collapsed or broken.
Other possible plumbing issues that may occur in your home include clogged shower drain, clogged toilet, and faulty water heater.
Can Your Insurance Cover the Damage?
Your insurance could cover the water damage in your home, depending on the incident. But it’s less likely to cover gradual damage, which is an issue that slowly happens over time.
Your claim is more likely to be denied if it involves the following.
- Damaged ceilings, walls, or floors due to leaks in your plumbing systems
- Corrosion, mold, or rot
- Poor repairs
- Parts of the home that need repair
Despite this, you may have a discussion with your insurance agent to further understand your policy’s coverage. Some insurance companies can cover resulting damage due to certain incidents. Take note that resulting damage and initial damage is different from each other. For instance, your insurance can cover the damage occurred due to broken pipes, but it won’t cover the replacement of the pipes.
You can avoid this inconvenience by maintaining your plumbing systems at home. Regularly check for early signs of problems to have them fixed right away, especially as the season changes. You can take preventive steps, but help from a professional can be a better choice.